F&I, credit and eContracting · US and Canada

Dealertrack credit and eContracting access, handled automatically.

StitchOps sets up new F&I managers in Dealertrack credit and eContracting the day they start, and removes them at every rooftop the moment they leave. Every month it checks who can still submit credit applications at each store, and it keeps a record of every change.

Book a free workflow audit Get a demo

All supported dealer systems →

What's hard about Dealertrack (credit and eContracting) today.

Dealertrack credit is where your F&I team sends applications to lenders, so every login opens the door to customers' credit and personal information. When an F&I manager or a desk manager leaves, their login often stays open because removing it is one more job on the office manager's list. The same person may also have logins at two or three of your stores, and nobody has the full picture.

What StitchOps does in Dealertrack (credit and eContracting).

Access removed the moment they leave

When HR marks someone as gone, StitchOps removes their Dealertrack credit login at every rooftop, along with RouteOne, the DMS and the CRM.

New F&I managers ready for the first deal

A new F&I manager gets a login at the stores they work at, the same day HR adds them, so no deal sits waiting on access.

Desk to F&I, and store to store

When a desk manager moves into F&I, or an F&I manager moves to another rooftop, StitchOps updates their access to match the new job.

Monthly check of who can submit deals

StitchOps pulls the user list at each store, compares it to who actually works in F&I and on the desk, and flags anyone who should not be there.

A record of every change

Each login added, changed or removed is saved with what was done, when, and the result, ready for an auditor or a lender.

Before and after.

The manual wayWith StitchOps

F&I manager leavesTheir login stays open until someone notices.Removed at every rooftop the moment HR marks them gone.

Desk manager moves into F&IA ticket, an email, and a wait for whoever has admin access.Access updated as soon as the job change is in HR.

Who can submit credit applicationsA guess, store by store.One monthly list for the whole group, with the gaps flagged.

Lender or auditor asks for proofScreenshots and emails pieced together.A saved record of each change, ready to send.

What Okta covers for Dealertrack (credit and eContracting), and what StitchOps adds.

Okta signs users in and manages accounts where the app supports it in the Okta Integration Network. StitchOps covers the rest of the Dealertrack (credit and eContracting) account lifecycle.

In the OIN with SWA password fill only. No SAML, OIDC or provisioning.

StitchOps covers 8 of 8 capabilities for Dealertrack (credit and eContracting).

What Okta covers for Dealertrack (credit and eContracting), and what StitchOps adds
Capability	Okta, from the OIN	StitchOps
Single sign on	Password fill only (SWA). No SAML or OIDC.	Enterprise password management signs users in to Dealertrack (credit and eContracting) with vaulted credentials. Users never need the password.
Shared accounts and MFA	Not part of the OIN listing.	Shares Dealertrack (credit and eContracting) logins and their MFA across a team, with credentials kept in your vault.
Joiners	No account creation in the OIN.	Creates the Dealertrack (credit and eContracting) account with the right role on day one, anywhere a person can log in and act.
Movers	No account updates in the OIN.	Changes Dealertrack (credit and eContracting) roles and access when someone changes jobs, anywhere a person can log in and act.
Leavers	No deprovisioning in the OIN.	Removes Dealertrack (credit and eContracting) access the day someone leaves, anywhere a person can log in and act, and saves evidence of the removal.
Password rotation	No password rotation in Dealertrack (credit and eContracting).	Changes the Dealertrack (credit and eContracting) password on a schedule and the day someone leaves, and updates your vault in the same run.
Access reviews	No connector to read or remove Dealertrack (credit and eContracting) accounts.	Pulls the Dealertrack (credit and eContracting) user list on a schedule, compares it to your directory, and removes what you approve.
Audit evidence	Nothing logged inside Dealertrack (credit and eContracting).	Step level evidence for every action StitchOps takes in Dealertrack (credit and eContracting).

Single sign on
Okta, from the OIN
Password fill only (SWA). No SAML or OIDC.
StitchOps
Enterprise password management signs users in to Dealertrack (credit and eContracting) with vaulted credentials. Users never need the password.
Shared accounts and MFA
Okta, from the OIN
Not part of the OIN listing.
StitchOps
Shares Dealertrack (credit and eContracting) logins and their MFA across a team, with credentials kept in your vault.
Joiners
Okta, from the OIN
No account creation in the OIN.
StitchOps
Creates the Dealertrack (credit and eContracting) account with the right role on day one, anywhere a person can log in and act.
Movers
Okta, from the OIN
No account updates in the OIN.
StitchOps
Changes Dealertrack (credit and eContracting) roles and access when someone changes jobs, anywhere a person can log in and act.
Leavers
Okta, from the OIN
No deprovisioning in the OIN.
StitchOps
Removes Dealertrack (credit and eContracting) access the day someone leaves, anywhere a person can log in and act, and saves evidence of the removal.
Password rotation
Okta, from the OIN
No password rotation in Dealertrack (credit and eContracting).
StitchOps
Changes the Dealertrack (credit and eContracting) password on a schedule and the day someone leaves, and updates your vault in the same run.
Access reviews
Okta, from the OIN
No connector to read or remove Dealertrack (credit and eContracting) accounts.
StitchOps
Pulls the Dealertrack (credit and eContracting) user list on a schedule, compares it to your directory, and removes what you approve.
Audit evidence
Okta, from the OIN
Nothing logged inside Dealertrack (credit and eContracting).
StitchOps
Step level evidence for every action StitchOps takes in Dealertrack (credit and eContracting).

Okta coverage from the Okta Integration Network, read October 10, 2026. DealerTrack on okta.com StitchOps for Okta →

SCIM and API tax

What Dealertrack (credit and eContracting) charges to automate accounts.

Dealertrack (credit and eContracting) does not publish whether SCIM provisioning is included or which plan it needs. Ask the vendor before you count on it, or price it with your own contract in the calculator.

Pricing notes

StitchOps directory entry. SCIM availability and pricing not yet verified.

Last verified 2026-10-06 (estimate). SCIM pricing for every app · Method

Estimate Dealertrack (credit and eContracting) and your other apps

Employees

Apps (up to 5)

Loading prices.

Tune it in the full calculator

Expected scenario, list prices, SSO required, default department shares.

Common questions.

Is this the same as the Dealertrack DMS?

No. The Dealertrack DMS runs deals, parts, service and accounting. Dealertrack credit and eContracting is where F&I sends applications to lenders and signs contracts. StitchOps can handle access in both, in the same task.

Can a former F&I manager still submit deals if we forget to remove them?

Anyone with a working login can keep using it until it is removed. StitchOps removes the Dealertrack credit login the moment HR marks someone as gone, so that gap closes the same day.

Do you need our Dealertrack admin login?

StitchOps uses the admin login kept in your password vault, such as 1Password or Keeper, or in the StitchOps vault. It is used only on a secure computer inside your network, and the AI never sees it.

Can the same check cover RouteOne and 700Credit?

Yes. One monthly check can cover Dealertrack credit, RouteOne, 700Credit and the DMS, so you see every place a person can still pull credit or submit a deal.

Does it work for our Canadian stores?

Yes. StitchOps logs in the way your staff does, so it works at US and Canadian rooftops alike.

Does Dealertrack (credit and eContracting) support SCIM?

Dealertrack (credit and eContracting) does not publish it. Ask the vendor which plan includes SCIM provisioning before you rely on it.

Can Dealertrack (credit and eContracting) accounts be automated without upgrading?

Yes. StitchOps creates, changes and removes Dealertrack (credit and eContracting) accounts on the plan you already have, triggered by the events your identity provider already sends. It uses an API when one exists and works anywhere a person can log in and act when one does not.

Is Dealertrack (credit and eContracting) in the Okta Integration Network?

Yes. As of October 10, 2026, the OIN lists DealerTrack with SWA sign in and no provisioning.

Can Okta deprovision Dealertrack (credit and eContracting) users?

Not through an OIN connector. StitchOps removes Dealertrack (credit and eContracting) accounts the day someone leaves, anywhere a person can log in and act, and saves evidence of each removal.

How do you rotate Dealertrack (credit and eContracting) passwords when someone leaves?

StitchOps logs in to Dealertrack (credit and eContracting), sets a new password, confirms it took effect, and updates 1Password, Keeper or the StitchOps vault in the same run.

For your IT team

Where it runs: An agent runs an unattended desktop session on a dedicated worker VM in your environment, on Windows or macOS. It connects outbound only over TLS 1.2 or later. No inbound ports are opened.
Credentials: Credentials stay in your vault (1Password or Keeper) or in the StitchOps vault, encrypted with AWS KMS and resolved on the worker at run time. Models never see the values.
Identity systems: Changes in Okta, Entra ID or Active Directory can start a task. StitchOps carries them into dealer systems that have no SCIM or API. JumpCloud is supported through our joint program. StitchOps is listed in the Okta Integration Network.
APIs where they exist: Where a system offers an API, such as Authenticom DealerVault or Fortellis, StitchOps uses it. Everything else runs through browser or desktop automation, anywhere a person can log in and act.
Logs and telemetry: Every run keeps step level logs with status, timing and redacted results. Telemetry is content free: no field values, no personal data, no screenshots.
Security reviews: SOC 2 Type 2 audit completed. ISO 27001 certified. Penetration tested by a third party. The security packet is shared under NDA.
AI assistants: Approved tasks are available as MCP tools to Claude, ChatGPT and Copilot. Destructive actions need explicit confirmation.

Last updated October 2, 2026. Product names are trademarks of their respective owners. StitchOps is not affiliated with or endorsed by them.

See it run in your Dealertrack (credit and eContracting).

Fifteen minutes on your top three manual jobs. We tell you which one to hand off first.